@font-face{font-family:Bricolage Grotesque;font-style:normal;font-weight:200 800;font-stretch:100%;font-display:swap;src:url(../media/033400d475fad6b1-s.11x_mcju407z-.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Bricolage Grotesque;font-style:normal;font-weight:200 800;font-stretch:100%;font-display:swap;src:url(../media/26daee0352f50a5f-s.456c9vb2_utt8.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Bricolage Grotesque;font-style:normal;font-weight:200 800;font-stretch:100%;font-display:swap;src:url(../media/017d9bea37084d9b-s.p.2fl0vhx7oyatw.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Bricolage Grotesque Fallback;src:local(Arial);ascent-override:88.21%;descent-override:25.61%;line-gap-override:0.0%;size-adjust:105.43%}.bricolage_grotesque_1b97ba4b-module__NjNj1a__className{font-family:Bricolage Grotesque,Bricolage Grotesque Fallback;font-style:normal}.bricolage_grotesque_1b97ba4b-module__NjNj1a__variable{--font-bricolage:"Bricolage Grotesque", "Bricolage Grotesque Fallback"}
@font-face{font-family:Figtree;font-style:normal;font-weight:300 900;font-display:swap;src:url(../media/400bf8aa837fcb7e-s.2u3lqdovtp4z3.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Figtree;font-style:normal;font-weight:300 900;font-display:swap;src:url(../media/f7aa21714c1c53f8-s.p.0jgzmitmnoe6_.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Figtree Fallback;src:local(Arial);ascent-override:94.32%;descent-override:24.82%;line-gap-override:0.0%;size-adjust:100.72%}.figtree_4fd20b5-module__hpvSLW__className{font-family:Figtree,Figtree Fallback;font-style:normal}.figtree_4fd20b5-module__hpvSLW__variable{--font-figtree:"Figtree", "Figtree Fallback"}
:root{--bg:#f7f4ef;--surface:#fff;--surface-2:#f0ebe3;--ink:#18213a;--ink-2:#414a63;--muted:#62687c;--line:#e6e0d6;--line-strong:#d3cbbd;--accent:#d9603a;--accent-strong:#b94a28;--accent-ink:#fff;--accent-soft:#fbe6dc;--accent-text:#a8401f;--fjord:#1f3b63;--fjord-soft:#e3e9f3;--good:#2e7a57;--good-soft:#def0e6;--step-empty:#e9e3d9;--radius:20px;--radius-sm:12px;--shadow:0 1px 2px #18213a0d, 0 10px 30px -14px #18213a2e;--font-sans:var(--font-figtree), ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-display:var(--font-bricolage), var(--font-sans);--gutter:16px;--max:720px;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--bg:#11151f;--surface:#182030;--surface-2:#1f293b;--ink:#eef0f5;--ink-2:#c4c9d6;--muted:#8e95a8;--line:#283246;--line-strong:#364258;--accent:#f08a62;--accent-strong:#f6a17e;--accent-ink:#1d0f08;--accent-soft:#3a2219;--accent-text:#f6a17e;--fjord:#9db7e0;--fjord-soft:#1d2a40;--good:#7cc9a2;--good-soft:#17322a;--step-empty:#253045;--shadow:0 1px 2px #0000004d, 0 10px 30px -14px #0009;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}}:root[data-theme=dark]{--bg:#11151f;--surface:#182030;--surface-2:#1f293b;--ink:#eef0f5;--ink-2:#c4c9d6;--muted:#8e95a8;--line:#283246;--line-strong:#364258;--accent:#f08a62;--accent-strong:#f6a17e;--accent-ink:#1d0f08;--accent-soft:#3a2219;--accent-text:#f6a17e;--fjord:#9db7e0;--fjord-soft:#1d2a40;--good:#7cc9a2;--good-soft:#17322a;--step-empty:#253045;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}body{background:var(--bg);color:var(--ink);font-family:var(--font-sans);-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums;margin:0;font-size:16.5px;line-height:1.55}a{color:var(--accent-text);text-underline-offset:3px}a:hover{color:var(--accent-strong)}:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:6px}h1,h2,h3{font-family:var(--font-display);letter-spacing:-.02em;margin:0;font-weight:650;line-height:1.12}p{margin:0}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.wrap{width:100%;max-width:var(--max);padding:0 var(--gutter);margin:0 auto}@media (min-width:600px){:root{--gutter:24px}}.site-header{padding:18px 0}.site-header .wrap{justify-content:space-between;align-items:center;gap:12px;display:flex}.logo{font-family:var(--font-display);color:var(--ink);letter-spacing:-.02em;align-items:center;gap:10px;font-size:20px;font-weight:700;text-decoration:none;display:inline-flex}.logo:hover{color:var(--ink)}.logo-mark{flex:none;width:30px;height:30px}.nav{gap:16px;font-size:15px;display:flex}.nav a{color:var(--ink-2);text-decoration:none}.nav a:hover{color:var(--accent-text)}.site-footer{border-top:1px solid var(--line);color:var(--muted);margin-top:72px;padding:36px 0 48px;font-size:14px}.footer-links{flex-wrap:wrap;gap:10px 18px;margin-bottom:16px;display:flex}.footer-links a{color:var(--ink-2);text-decoration:none}.footer-links a:hover{text-decoration:underline}.hero{padding:20px 0 28px}.eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--accent-text);font-size:13px;font-weight:700}.hero h1{margin-top:10px;font-size:clamp(34px,8.5vw,54px)}.hero h1 em{color:var(--accent);font-style:normal}.hero .lead{color:var(--ink-2);max-width:34em;margin-top:14px;font-size:18px}.trust{color:var(--muted);flex-wrap:wrap;gap:8px 16px;margin-top:18px;font-size:14px;display:flex}.trust span{align-items:center;gap:6px;display:inline-flex}.trust span:before{content:"";background:var(--good);border-radius:3px;width:6px;height:6px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px 18px}@media (min-width:600px){.card{padding:28px}}.stack>*+*{margin-top:16px}.stack-lg>*+*{margin-top:28px}.step-card{position:relative}.step-head{align-items:center;gap:12px;margin-bottom:18px;display:flex}.step-num{background:var(--fjord-soft);width:30px;height:30px;color:var(--fjord);border-radius:9px;flex:none;place-items:center;font-size:14px;font-weight:700;display:grid}.step-card.done .step-num{background:var(--good-soft);color:var(--good)}.step-head h2{font-size:21px}.step-sub{color:var(--muted);margin-top:-10px;margin-bottom:18px;font-size:14.5px}.step-summary{justify-content:space-between;align-items:center;gap:12px;display:flex}.step-summary p{color:var(--ink-2);font-size:15px}.field{display:block}.field-label{margin-bottom:6px;font-size:15px;font-weight:600;display:block}.field-hint{color:var(--muted);margin-top:6px;font-size:13.5px;display:block}.input-wrap{align-items:center;display:flex;position:relative}.input{width:100%;font:inherit;border-radius:var(--radius-sm);border:1.5px solid var(--line-strong);background:var(--surface);color:var(--ink);appearance:none;padding:13px 52px 13px 14px;font-size:20px;font-weight:600}.input-noSuffix{padding-right:14px}.input:focus{border-color:var(--accent);box-shadow:0 0 0 4px var(--accent-soft);outline:none}.input-suffix{color:var(--muted);pointer-events:none;font-size:15px;position:absolute;right:14px}.input-sm{padding-top:10px;padding-bottom:10px;font-size:16px}.grid-2{gap:14px;display:grid}@media (min-width:560px){.grid-2{grid-template-columns:1fr 1fr}}.seg{background:var(--surface-2);border-radius:12px;flex-wrap:wrap;gap:4px;padding:4px;display:inline-flex}.seg button{font:inherit;color:var(--ink-2);cursor:pointer;background:0 0;border:0;border-radius:9px;min-height:40px;padding:9px 14px;font-size:15px;font-weight:600}.seg button[aria-pressed=true]{background:var(--surface);color:var(--ink);box-shadow:var(--shadow)}.btn{font:inherit;cursor:pointer;border:0;border-radius:12px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:13px 20px;font-size:16px;font-weight:700;text-decoration:none;display:inline-flex}.btn-primary{background:var(--accent);color:var(--accent-ink)}.btn-primary:hover{background:var(--accent-strong);color:var(--accent-ink)}.btn-primary:disabled{opacity:.45;cursor:not-allowed}.btn-ghost{color:var(--ink-2);border:1.5px solid var(--line-strong);background:0 0}.btn-ghost:hover{border-color:var(--ink-2);color:var(--ink)}.btn-link{font:inherit;color:var(--accent-text);text-underline-offset:3px;cursor:pointer;background:0 0;border:0;padding:6px 0;font-size:15px;text-decoration:underline}.btn-row{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.btn-full{width:100%}.check{cursor:pointer;align-items:flex-start;gap:10px;font-size:15px;display:flex}.check input{width:20px;height:20px;accent-color:var(--accent);flex:none;margin:2px 0 0}.chips{flex-wrap:wrap;gap:8px;display:flex}.chip{font:inherit;border:1.5px dashed var(--line-strong);color:var(--ink-2);cursor:pointer;background:0 0;border-radius:999px;min-height:40px;padding:8px 14px;font-size:14.5px;font-weight:600}.chip:hover{border-color:var(--accent);color:var(--accent-text)}.debt-row{border:1px solid var(--line);background:var(--bg);border-radius:14px;padding:14px}.debt-row-head{justify-content:space-between;align-items:center;margin-bottom:10px;font-weight:700;display:flex}.icon-btn{font:inherit;color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:8px;padding:6px 8px;font-size:14px}.icon-btn:hover{color:var(--accent-text);background:var(--accent-soft)}.result{scroll-margin-top:16px}.verdict{font-family:var(--font-display);letter-spacing:-.02em;font-size:clamp(26px,6.5vw,36px);font-weight:650;line-height:1.15}.verdict.ready{color:var(--good)}.figures{grid-template-columns:1fr 1fr;gap:10px;margin-top:20px;display:grid}.figure{background:var(--bg);border-radius:14px;padding:14px}.figure.wide{grid-column:1/-1}.figure-label{letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-size:12.5px;font-weight:700}.figure-value{font-family:var(--font-display);letter-spacing:-.02em;margin-top:4px;font-size:clamp(22px,5.5vw,30px);font-weight:650}.figure.gap .figure-value{color:var(--accent-text)}.figure-note{color:var(--muted);margin-top:2px;font-size:13.5px}.stairs{align-items:flex-end;gap:5px;height:92px;margin-top:22px;display:flex}.stair{background:var(--step-empty);border-radius:6px 6px 3px 3px;flex:1;position:relative;overflow:hidden}.stair-fill{background:var(--fjord);transform-origin:0;position:absolute;inset:0}.stair.reached .stair-fill{background:var(--fjord)}.stairs-house{flex:none;align-self:flex-end;width:52px}.stairs-labels{color:var(--muted);justify-content:space-between;margin-top:8px;font-size:13px;display:flex}.bottleneck{border-left:4px solid var(--accent);padding:4px 0 4px 16px}.bottleneck-title{font-family:var(--font-display);margin-top:4px;font-size:24px;font-weight:650}.bottleneck p{color:var(--ink-2);margin-top:8px}.rules{gap:8px;margin-top:16px;display:grid}.rule{background:var(--bg);border-radius:12px;justify-content:space-between;align-items:baseline;gap:12px;padding:10px 12px;font-size:15px;display:flex}.rule-name{font-weight:600}.rule-val{color:var(--ink-2);text-align:right;white-space:nowrap}.tag{vertical-align:2px;border-radius:99px;margin-left:6px;padding:2px 8px;font-size:12px;font-weight:700;display:inline-block}.tag-ok{background:var(--good-soft);color:var(--good)}.tag-no{background:var(--accent-soft);color:var(--accent-text)}.when{text-align:left}.when-date{font-family:var(--font-display);letter-spacing:-.035em;color:var(--ink);margin-top:8px;font-size:clamp(40px,11vw,64px);font-weight:700;line-height:1}.when-sub{color:var(--ink-2);margin-top:10px}.track{height:56px;margin-top:26px;position:relative}.track-line{background:var(--step-empty);border-radius:2px;height:4px;position:absolute;top:18px;left:0;right:0}.track-progress{background:var(--fjord);border-radius:2px;height:4px;position:absolute;top:18px;left:0}.track-dot{border:4px solid var(--surface);background:currentColor;border-radius:50%;width:22px;height:22px;margin-left:-11px;transition:left .45s cubic-bezier(.2,.8,.2,1);position:absolute;top:9px;box-shadow:0 0 0 2px}.track-dot.today{color:var(--fjord);left:0}.track-dot.base{color:var(--line-strong)}.track-dot.goal{color:var(--accent)}.track-label{color:var(--muted);white-space:nowrap;font-size:12.5px;transition:left .45s cubic-bezier(.2,.8,.2,1);position:absolute;top:36px;transform:translate(-50%)}.track-label.start{transform:none}.track-label.end{transform:translate(-100%)}.lever-list{gap:8px;display:grid}.lever{background:var(--bg);cursor:pointer;width:100%;font:inherit;color:inherit;text-align:left;border:1.5px solid #0000;border-radius:14px;justify-content:space-between;align-items:center;gap:12px;padding:14px;display:flex}.lever:hover{border-color:var(--line-strong)}.lever[aria-pressed=true]{border-color:var(--accent);background:var(--accent-soft)}.lever-label{font-size:15.5px;font-weight:600}.lever-effect{font-family:var(--font-display);color:var(--accent-text);white-space:nowrap;text-align:right;font-size:16px;font-weight:650}.lever-effect.none{color:var(--muted);font-family:var(--font-sans);font-size:14px;font-weight:500}.lever-box{border:2px solid var(--line-strong);border-radius:7px;flex:none;place-items:center;width:22px;height:22px;display:grid}.lever[aria-pressed=true] .lever-box{background:var(--accent);border-color:var(--accent)}.lever[aria-pressed=true] .lever-box:after{content:"";border:solid var(--accent-ink);border-width:0 0 2.5px 2.5px;width:10px;height:6px;transform:rotate(-45deg)translate(1px,-1px)}.combo{background:var(--ink);color:var(--bg);border-radius:var(--radius);padding:20px 18px}.combo .figure-label{color:color-mix(in srgb, var(--bg) 65%, transparent)}.combo-big{font-family:var(--font-display);letter-spacing:-.02em;margin-top:4px;font-size:clamp(26px,7vw,36px);font-weight:700;line-height:1.1}.combo-sub{color:color-mix(in srgb, var(--bg) 80%, transparent);margin-top:6px;font-size:15px}.slider-field{display:block}.slider-top{justify-content:space-between;align-items:baseline;gap:12px;font-size:15px;display:flex}.slider-top strong{font-family:var(--font-display);font-size:17px}input[type=range]{width:100%;accent-color:var(--accent);height:32px;margin:4px 0 0}details.disclosure{border-top:1px solid var(--line);padding-top:14px}details.disclosure>summary{cursor:pointer;justify-content:space-between;align-items:center;min-height:32px;font-weight:700;list-style:none;display:flex}details.disclosure>summary::-webkit-details-marker{display:none}details.disclosure>summary:after{content:"+";color:var(--muted);font-size:22px;font-weight:400}details.disclosure[open]>summary:after{content:"–"}details.disclosure>div{margin-top:14px}.req-list{gap:8px;display:grid}.req{background:var(--bg);border-radius:12px;justify-content:space-between;align-items:baseline;gap:12px;padding:12px 14px;font-size:15px;display:flex}.req strong{font-family:var(--font-display);white-space:nowrap;font-size:17px}.req.na strong{color:var(--muted);font-family:var(--font-sans);font-size:14px;font-weight:500}.note{color:var(--muted);font-size:14px}.callout{background:var(--fjord-soft);color:var(--ink-2);border-radius:14px;padding:14px 16px;font-size:15px}.callout strong{color:var(--ink)}.chart{width:100%;height:auto;margin-top:12px;display:block}.article{padding-top:12px}.article h1{font-size:clamp(30px,7.5vw,44px)}.article .lead{color:var(--ink-2);margin-top:12px;font-size:18px}.prose{margin-top:36px}.prose h2{margin-top:36px;font-size:24px}.prose h3{margin-top:24px;font-size:19px}.prose p,.prose ul,.prose ol{color:var(--ink-2);margin-top:12px}.prose ul,.prose ol{padding-left:22px}.prose li+li{margin-top:6px}.prose table{border-collapse:collapse;width:100%;margin-top:14px;font-size:15px}.prose th,.prose td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:9px 8px}.prose th{color:var(--ink);font-weight:700}.prose code{background:var(--surface-2);border-radius:5px;padding:1px 5px;font-size:14px}.table-scroll{overflow-x:auto}.cta-card{background:var(--accent-soft);border-radius:var(--radius);margin-top:36px;padding:22px}.cta-card h2{margin-top:0;font-size:22px}.cta-card p{color:var(--ink-2);margin:8px 0 14px}.tool-grid{gap:12px;margin-top:24px;display:grid}.tool-link{color:inherit;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px;text-decoration:none;display:block}.tool-link:hover{border-color:var(--accent);color:inherit}.tool-link h2{font-size:20px}.tool-link p{color:var(--muted);margin-top:6px;font-size:15px}.fade-in{animation:.35s both fade}@keyframes fade{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.bottleneck .bottleneck-title{color:var(--ink);margin-top:4px}.lever{justify-content:flex-start;align-items:flex-start}.lever .lever-box{margin-top:1px}.lever-text{flex-direction:column;flex:1;gap:2px;min-width:0;display:flex}.lever-text .lever-effect{text-align:left;white-space:normal;max-width:none;font-size:15px}
